Expert Credit Counseling, LLC http://expertcreditcounseling.com Just another Admin Pilot site Mon, 28 Nov 2011 19:20:36 +0000 en hourly 1 header5 http://expertcreditcounseling.com/2010/09/17/header5/ http://expertcreditcounseling.com/2010/09/17/header5/#comments Fri, 17 Sep 2010 19:33:51 +0000 drgerne http://cleancreditca.adminpilot.net/?p=39 http://expertcreditcounseling.com/2010/09/17/header5/feed/ 0 header4 http://expertcreditcounseling.com/2010/09/17/header4/ http://expertcreditcounseling.com/2010/09/17/header4/#comments Fri, 17 Sep 2010 19:33:27 +0000 drgerne http://cleancreditca.adminpilot.net/?p=37 http://expertcreditcounseling.com/2010/09/17/header4/feed/ 0 header3 http://expertcreditcounseling.com/2010/09/17/header3/ http://expertcreditcounseling.com/2010/09/17/header3/#comments Fri, 17 Sep 2010 19:32:59 +0000 drgerne http://cleancreditca.adminpilot.net/?p=35 http://expertcreditcounseling.com/2010/09/17/header3/feed/ 0 header2 http://expertcreditcounseling.com/2010/09/17/header2/ http://expertcreditcounseling.com/2010/09/17/header2/#comments Fri, 17 Sep 2010 19:32:26 +0000 drgerne http://cleancreditca.adminpilot.net/?p=33 http://expertcreditcounseling.com/2010/09/17/header2/feed/ 0 header1 http://expertcreditcounseling.com/2010/09/17/header1/ http://expertcreditcounseling.com/2010/09/17/header1/#comments Fri, 17 Sep 2010 19:32:05 +0000 drgerne http://cleancreditca.adminpilot.net/?p=31 http://expertcreditcounseling.com/2010/09/17/header1/feed/ 0 Knowledge http://expertcreditcounseling.com/knowledge/ http://expertcreditcounseling.com/knowledge/#comments Fri, 17 Sep 2010 19:12:33 +0000 drgerne http://cleancreditca.adminpilot.net/
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]]> http://expertcreditcounseling.com/contact/feed/ 0 Credit Repair http://expertcreditcounseling.com/credit-repair/ http://expertcreditcounseling.com/credit-repair/#comments Fri, 17 Sep 2010 19:08:38 +0000 drgerne http://cleancreditca.adminpilot.net/ Does Credit Repair Work?
 Contrary to what the credit bureaus would like you to believe, credit repair does work for most of people in most circumstances, provided you are getting the best advice and have an experienced professional working your case. Anyone with a low credit score can benefit from credit repair; however, there are times when your own limitations make this advice impossible. The two limiting factors are: (1) your financial situation (2) the time frame you need to reach your results. It is possible to remove anything from a credit report. As the northern California most trusted credit correction firm, we assist our clients to leverage their consumer rights under federal law to challenge questionable negative information on their credit reports.

 Some our clients credit score has increased up to 150 points in six month’s or less.

My team and I work with your creditors and the credit bureaus to remove all inaccurate and negative items from your credit report. After removing the negative items that are holding your credit score down, we’ll also coach you on techniques to build a positive credit history. We’ll quickly raise your credit score so you can get approved for any loan you want at the lowest possible interest rate and payment, get a better job, apartment, insurance, or whatever else your heart desires.

 HOW MUCH DOES IT COST?
 Our clients vary from having a few late payments to having bankruptcies, foreclosure, collections, repossessions, tax liens etc. Therefore it will be quoted on a case-to-case basis.

 About Credit Bureaus:
 The Credit Bureau is the Agency that lenders go to, to learn how your credit is. The Credit Bureau does not put it there for free. They get paid. This is why the credit bureaus will not remove the files. BUT, The Business That Reports the Items CAN take it off. The credit bureaus protect this agency. We go to the Reporting Agencies and demand they show proof that what they are reporting is Accurate. They have to show signed contracts by law. We demand to see the signed contracts and they must show proof where it is totally Accurate. If not, the file must come off.A study was conducted in June 2004 by U.S. Public Interest Research Group (U.S. PIRG), a well-known consumer advocacy group. Its conclusion, that 79% of credit reports contain errors, surprised only those who haven’t yet had to interact with the bureaus. Moreover, U.S. PIRG found that a full 25% of such mistakes are serious enough to result in credit application rejections. Even worse, more than half of the credit reports containing errors listed information that was either outdated or belonged to someone else.

 Using our service for credit repair WILL SAVE YOU many headaches and dollars in the future! We offer a fantastic spousal discount. All you have to do is sign up your spouse at the same time and they will receive a 50% discount

 What Is a Good Credit Score:
 Credit scores have changed in the last year. Just a year ago, a 620 credit score was giving many opportunities for credit. Now, many lenders won’t even look in your direction unless you are well into the 700 credit score range. In an economy where credit is tight, you need a credit correction partner you can trust. Your credit score is valuable for many reasons, primarily because it allows you to more easily obtain credit and at lower interest rates. But a high credit score can also help you qualify for a cell phone, avoid paying a deposit when you get utilities for your home or apartment, and get lower insurance premiums. Your credit score can also be used by potential employers and landlords as a screening tool.

 Improve Your Credit Score By Adding Trade Line:
 Reaching your credit goals often requires more than just disputing questionable items on your credit reports. To this end, Expert Credit Counseling provides services specifically designed to help you improve your credit rating, along with credit correction that would raise your FICO we have the source available to our clients that add positive trade lines both (revolving and installment).]]> http://expertcreditcounseling.com/credit-repair/feed/ 0